Skip to main
Help and resources
Register
for My Account
Sign in
to My Account
Search
Australian Government
Federal Register of Legislation
Site navigation
Constitution
Acts
Legislative instruments
Notifiable instruments
Gazettes
Administrative Arrangements
Prerogative instruments
Norfolk Island
Home
Legislative instruments
In force
Text
Details
Authorises
Downloads
All versions
Interactions
Insurance Contracts Regulations 2017
In force
Administered by
Department of the Treasury
This item is authorised by the following title:
Insurance Contracts Act 1984
Latest version
View as made version
Order print copy
Save this title to My Account
Set up an alert
F2021C00206 C02
19 February 2021
Legislation text
View document
Select value
Legislative instrument
Filter active
Table of contents
Enter text to search the table of contents
Collapse
Part 1—Preliminary
1 Name
3 Authority
4 Definitions
5 Definition of consumer credit insurance
Collapse
Part 2—Disclosures and misrepresentations
Collapse
Division 1—Insured’s duty of disclosure
7 Duty of disclosure—written notice
8 Duty of disclosure—reminder notice
Collapse
Division 2—Remedies for non-disclosure and misrepresentations by insured
10 Prescribed rate of interest
Collapse
Division 3—Key Facts Sheets
11 Application of Division
12 What is a Key Facts Sheet?
13 Insurer’s obligation to provide Key Facts Sheet
Collapse
Part 3—The contract
Collapse
Division 1—Standard cover
Collapse
Subdivision A—Purpose of Division
14 Purpose of Division
Collapse
Subdivision B—Motor vehicle insurance
15 Prescribed contracts
16 Prescribed events
17 Minimum amounts
Collapse
Subdivision C—Home buildings insurance
18 Prescribed contracts
19 Prescribed events
20 Minimum amounts
Collapse
Subdivision D—Home contents insurance
21 Prescribed contracts
22 Prescribed events
23 Minimum amounts
Collapse
Subdivision E—Sickness and accident insurance
24 Prescribed contracts
25 Prescribed events
26 Minimum amounts
Collapse
Subdivision F—Consumer credit insurance
27 Prescribed contracts
28 Prescribed events
29 Minimum amounts
Collapse
Subdivision G—Travel insurance
30 Prescribed contracts
31 Prescribed events
32 Minimum amounts
Collapse
Division 2—Definition of flood
33 Prescribed contracts
34 Meaning of flood in prescribed contracts etc.
35 Meaning of small business
Collapse
Division 3—General provisions relating to insurance contracts
36 Classes of contracts of insurance in relation to which section 46 of the Act does not apply
37 Classes of contracts of insurance in relation to which section 53 of the Act does not apply
Collapse
Part 4—Claims
38 Interest on claims
39 Insurance for risks related to war and terrorism
Collapse
Part 4A—Miscellaneous
39A Infringement notices—prescribed offences
Collapse
Part 5—Transitional matters
40 Things done under the Insurance Contracts Regulations 1985
41 References to provisions of the Insurance Contracts Regulations 1985
42 Application of amendments made by the Financial Sector Reform (Hayne Royal Commission Response) (2021 Measures No. 1) Regulations 2021
Collapse
Schedule 1—Writing to inform of duty of disclosure
Part 1—Contracts of general insurance (other than consumer insurance contracts)
Part 2—Contracts of life insurance (other than consumer insurance contracts)
Schedule 2—Writing to inform persons to be insured by others (other than under a consumer insurance contract)
Collapse
Schedule 3—Writing to remind of duty of disclosure
Part 1—Contracts of general insurance (other than consumer insurance contracts)
Part 2—Contracts of life insurance (other than consumer insurance contracts)
Collapse
Schedule 5—Key Facts Sheets
Form 1—Home buildings insurance contract
Form 2—Home contents insurance contract
Collapse
Endnotes
Endnote 1—About the endnotes
Endnote 2—Abbreviation key
Endnote 3—Legislation history
Endnote 4—Amendment history