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No. 19 of 2016 Determinations/Financial (Other) as made
This instrument determines Reporting Standard LOLRS 800.1 Policy Data: Public and Product Liability and Professional Indemnity Insurance.
Administered by: Treasury
Registered 09 Sep 2016
Tabling HistoryDate
Tabled HR12-Sep-2016
Tabled Senate12-Sep-2016

Financial Sector (Collection of Data) (reporting standard) determination No. 19 of 2016

Reporting Standard LOLRS 800.1 Policy Data: Public and Product Liability and Professional Indemnity Insurance

Financial Sector (Collection of Data) Act 2001

 

I, Steve Davies, delegate of APRA, under paragraph 13(1)(a) of the Financial Sector (Collection of Data) Act 2001 (the Act) DETERMINE Reporting Standard LOLRS 800.1 Policy Data: Public and Product Liability and Professional Indemnity Insurance, in the form set out in the Schedule, which applies to Lloyd’s within the meaning of the Insurance Act 1973.

 

Under section 15 of the Act, I DECLARE that the reporting standard shall begin to apply to Lloyd’s upon the date of registration of this instrument on the Federal Register of Legislation.

 

This instrument commences upon registration on the Federal Register of Legislation.

 

Dated: 6 September 2016

 

[Signed]

 

 

Steve Davies

General Manager

Statistics Division

 

Interpretation

In this Determination:

APRA means the Australian Prudential Regulation Authority.

Schedule

 

Reporting Standard LOLRS 800.1 Policy Data: Public and Product Liability and Professional Indemnity Insurance comprises the 24 pages commencing on the following page.


 

 

 

Reporting Standard LOLRS 800.1

 

Policy Data: Public and Product Liability and Professional Indemnity Insurance

 

 

Objective of this reporting standard

This reporting standard is made under section 13 of the Financial Sector (Collection of Data) Act 2001 (the Collection of Data Act).  It requires Lloyd’s to provide APRA with information on certain public liability, product liability and professional indemnity policies in force during a reporting period. 

 

Reporting requirements 

1.             If, at any time during a reporting period covered by paragraph 2, a reportable policy of a Lloyd’s underwriter is in force, Lloyd’s must report on the policy, in accordance with the Data Specifications, by the time in paragraph 3.

Note: reportable policy is defined in paragraph 16.

2.             For the purposes of the paragraph 1, the reporting periods are the six month period beginning on 1 January 2016 and ending on 30 June 2016 and each successive 6 month period (ending on a 31 December or a 30 June) after that.  

3.             A report required by paragraph 1 must be provided:

(a)           if the reporting period ends on 30 June – by no later than the 31 October next following the end of the reporting period; or

(b)          if the reporting period ends on 31 December – by no later than the 30 April next following the end of the reporting period; or

or such later time as APRA may determine in writing.  APRA may determine a later time in writing in relation to the whole of a report, or in relation to a report to the extent that it relates to a particular class of Lloyd’s underwriters, or in relation to a report to the extent that it relates to one or more Lloyd’s underwriters named in the determination (to the intent that APRA may permit the late submission of part of the report).

Variation of reporting periods

4.             APRA may, by notice in writing, determine that to the extent that reports required under this reporting standard will relate to a Lloyd’s underwriter with an accounting financial year that does not end on 30 June, the part of each such report relating to that underwriter may be provided in respect of reporting periods based on the underwriter’s own accounting financial year.  

5.             APRA may, by notice in writing, change the reporting periods for Lloyd’s to require it to provide reports under this reporting standard: 

(a)           more frequently (APRA may require this when, having regard to the particular circumstances of the Lloyd’s underwriters, APRA considers it necessary or desirable to obtain information more frequently for the purposes of the prudential supervision of the Lloyd’s underwriters); or 

(b)          less frequently  (APRA may do so when, having regard to the particular circumstances of the Lloyd’s underwriters and the extent to which they requires prudential supervision, and other relevant considerations, it is unnecessary to require Lloyd’s to provide the information on a 6 monthly basis).   

6.             If APRA changes a reporting period under paragraph 4 or 5 in relation to a report or part of a report, the report (or, where applicable, the part of the report) required under this reporting standard in respect of the changed period must be provided by no later than the last day of the second month after the end of the changed period or such later time as APRA may determine in writing.   

Method of submission

7.             Reports required by this reporting standard must be rendered in comma separated values (CSV) format in accordance with the Data Specifications, and must be provided either electronically through the web site www.ncpd.apra.gov.au, by logging on using the relevant customer identification number and password provided by Fujitsu Australia (as agent of APRA), and following the instructions on that web site.

8.             Despite paragraph 7, APRA may, in writing, make either or both of the following determinations:

(a)           a determination that reports required by this reporting standard must be provided in accordance with alternative information technology requirements specified by APRA in the determination; and

(b)          a determination that reports required by this reporting standard must be provided to APRA or an agent of APRA at an alternative address in accordance with requirements specified in the determination.

Authorisation

9.             Reports provided by Lloyd’s in accordance with this reporting standard must be the product of processes and controls developed by Lloyd’s for the internal review and authorisation of the information contained in the reports.  

Note: Lloyd’s General Representative in Australia must ensure that an appropriate set of policies and procedures is in place for the authorisation of data provided to APRA.

10.         Fujitsu Australia (as agent of APRA) will provide Lloyd’s with a customer identification number.  If Lloyd’s proposes to submit reports required by this reporting standard using the method in paragraph 7 (i.e. via the website), Lloyd’s must apply for a password by viewing the web page referred to in paragraph 7, quoting Lloyd’s customer identification number and following the instructions for applying for a password on that page.  Fujitsu Australia will advise Lloyd’s General Representative in Australia of the password for Lloyd’s.  When a report is provided using the method in paragraph 7, Lloyd’s will be required to quote its customer identification number and password.  Upon successful validation of the customer identification and password a secure session will be created and the report will be encrypted before transmission.

11.         Despite paragraph 10 , or where APRA has made a determination under subparagraph 8(a) or (b) specifying an alternate method of submission, APRA may also determine in writing that: 

(a)           a specified person (who need not be Lloyd’s General Representative in Australia or agent); or

(b)          a person holding a specified position (who need not be Lloyd’s General Representative in Australia or agent); or

(c)           a person authorised by Lloyd’s to use Lloyd’s customer identification number and password, 

may, or must, authorise (in a manner specified) information provided by Lloyd’s under this reporting standard.

Minor alterations to forms and instructions

12.         APRA may: 

(a)           make minor variations to the Data Specifications (either generally, or in relation to a class of Lloyd’s underwriters, or in relation to one or more named Lloyd’s underwriters) to correct technical, programming or logical errors, inconsistencies or anomalies; 

(b)          vary, omit or substitute (either generally, or in relation to a class of Lloyd’s underwriters, or in relation to one or more named Lloyd’s underwriters) an occupation code or description in Appendix B to the Data Specifications, if APRA forms the view that the existing code or description is inappropriate having regard to the circumstances or business of Lloyd’s and any other relevant considerations; or

(c)           vary, omit or substitute (either generally, or in relation to a class of Lloyd’s underwriters, or in relation to a one or more named Lloyd’s underwriters) a specification in a Table in the Data Specifications, if APRA forms the view that the specification is inappropriate having regard to the circumstances or business of Lloyd’s underwriters and any other relevant considerations.

13.         If APRA makes such a variation it must notify Lloyd’s in writing.

Past reporting periods

14.         Lloyd’s must provide APRA with reports in respect of a past reporting period under the old reporting standard, notwithstanding that it was repealed on 8 August 2013.  For these purposes:

old reporting standard means the reporting standard  Reporting standard LOLRS 800.1 (2005) made by Financial Sector (Collection of Data) determination No. 33 of 2005;

past reporting period means a reporting period ending on a date between 1 June 2013 and 1 June 2016.

15.  Lloyd’s must provide reports to APRA under paragraph 14 of this reporting standard by 1 September 2016.  For the avoidance of doubt, where a general insurer has provided a report to APRA prior to 1 September 2016 in relation to a past reporting period, the general insurer has complied with paragraph 14.

Interpretation

16.         In this reporting standard:

agent of APRA means a person appointed under s 47 of the Australian Prudential Regulation Authority Act 1998 to receive data on behalf of APRA.

APRA means the Australian Prudential Regulation Authority established under the Australian Prudential Regulation Authority Act 1998.

Data Specifications means the Data Specifications in the Schedule.

Fujitsu Australia means Fujitsu Australia Limited ABN 19 001 011 427.

Lloyd’s has the meaning in the Insurance Act 1973.

Lloyd’s General Representative in Australia means the employee of Lloyd’s or Lloyd’s Australia Ltd who holds the position of Lloyd’s General Representative in Australia, or performs the functions and duties described by that title.

Lloyd’s underwriter has the meaning in the Insurance Act 1973.

product liability insurance includes policies that provide for compensation for loss and or injury caused by, or as a result of, the use of goods.

professional indemnity insurance includes:

(a)           insurance that provides cover for a professional for actions taken against that professional in tort, contract or under statute law in respect of advice or services provided as part of their professional practice, including cover in respect of damages and legal expenses;

(b)          directors’ and officers’ liability insurance and legal expense insurance; and

(c)           medical indemnity insurance.

public liability insurance includes:

(a)           insurance covering legal liability to the public in respect of bodily injury or property damage arising out of the operation of the insured’s business; and

(b)          insurance in respect of environmental clean-up costs resulting from pollution where not covered by Fire and Industrial Special Risk policies.

reportable policy means an insurance policy, entered into on or after 1 January 2003, of product liability insurance, professional indemnity insurance or public liability insurance, but does not include:

(a)           reinsurance or retrocession cover;

(b)          marine insurance; or

(c)           domestic householder’s or owner’s insurance, or tenant’s liability insurance, sold in conjunction with a building or contents policy;

(d)          a policy of insurance solely in relation to an event that could neither occur in Australia nor in relation to an insured resident of Australia.

17.         For the purposes of paragraphs 3 and 6, where a report must be provided no later than a particular date, Lloyd’s is required to ensure that the report is received by the person to whom it must be provided (whether APRA or an agent of APRA) no later than that date. 


Schedule

 

Data specifications for individual policies for public and product liability and professional indemnity Insurance

Overview  

These specifications have been prepared for the purpose of defining the policy information required to be submitted by Lloyd’s in respect of public and product liability and professional indemnity insurance.  This information will contribute to a National Claims and Policy Database (NCPD) in respect of these classes of insurance.  The intention is to create a database that holds information in respect of claims and policies for public and product liability and professional indemnity on a national basis.  

Details of requirements in relation to reporting periods, method of submission and authorisation are set out in the reporting standard.  The data submitted by Lloyd’s will be validated by APRA each reporting period. The data validation to be performed is outlined in Appendix A.

Record Layouts and Field Specifications 

Policy Data Specifications

Policy Data

Data Item

Public          &

Products

Professional Risk

Field type1

1*

Insurer code

M

M

6a

2*

Class of Business

M

M

2a

3*

Record type

M

M

1a

4*

Policy Basis

M

M

1a

5*

Status

O

O

1a

6*

Month of end of Reporting Periods

M

M

8n

7*

Policy number

M

M

30a/n

8*

Risk number

M

M

30a/n

9*

Product type

M

M

3a

10

Original Inception Date

O

O

8n

11

Date of commencement / inception (Term Inception Date)

M

M

8n

12*

Effective Start Date

M

M

8n

13

Term Expiry Date

M

M

8n

14*

Effective End Date

M

M

8n

15a

  Gross Annualised Premium

T

T

12n

15b

  Gross Earned Premium

T

T

12n

16

Gross Written Premium

M

M

12n

17a

   Turnover 

O

O

12n

17b

   Total assets

O

O

12n

17c

   Professional fees

O

O

12n

17d

   Total number of staff

O

O

12n

17e

   Other

O

O

12n

17f

   Description of “Other”

O

O

50a

18

State

O

O

3a

19

Postcode  

O

O

4n

20

Excess/Deductible/Attachment point 

M

M

12n

21

Limits of Indemnity

M

M

12n

22

Nature of Insured Organisation/Occupation

O

O

6a or 4n

23

Coinsurance proportion

M

M

5n

 

1 Date – preference for date is DDMMYYYY, no delimiter. Key:

M – mandatory field on all records from 1 July 2004.

O – Optional field

T – at least one of these field must contain a value (i.e. not blank). a – alpha

n - Numeric

* Fields so indicated, as a combination, must be unique for each reporting period.

Note:  Where a policy is endorsed during the reporting period, separate records should be submitted for the exposure before and after the endorsement showing the relevant factors.  See Appendix A, scenario 3 for example exposure records.

 

Policy Record Data Field Definitions

1.         Insurer code 

This will be provided by APRA when advised of the method of delivery of the data.

2. Class of Business

           PL = Public & Product

           PI = Professional Risk

3.       Record type

       P = Policy record

4. Policy Basis

           C = Claims Made basis

           L = Losses Incurred basis

5. Status

           N = New 

           R =Renewal

Where this information is not available, enter a hyphen (“-“).  

6. Month of End of Reporting Periods

The data will relate to a six month period.  Code the last day of this period in this field as DDMMYYYY, e.g. insert code 30062003 for data relating to the six months ending 30 June 2003. 

7. Policy Number

The unique market reference field allocated by the Lloyd’s broker.  This information is only used for cross-referencing by APRA – it will not be published except in any individual data reports prepared for the insurer concerned. 

8. Risk Number  

The broker reference field used to sub-divide accounting entries into different countries.

9. Product Type

 

Class

Public Products

&

Professional Risk

Public liability (pure)

PUB

 

 

Products liability (pure) and product recall

PRO

 

 

Mixed public/products cover ('Broadform' liability)

BRD

 

 

Umbrella covers

UMB

 

 

Environmental impairment liability

EIL

 

 

Construction liability

CON

 

 

Excess Liability

EXL

 

 

Excess Umbrella

EXU

 

 

Other

PLO

 

 

Professional indemnity (not medical malpractice) and errors & omissions

 

 

PII

Directors' and Officers' liability

 

 

D&O

Employment Practices

 

 

EPL

Association Liability

 

 

ASN

Superannuation Trustees

 

 

STL

Defamation Insurance

 

 

DFI

Financial Institutions Policy

 

 

FIP

Information & Communication Technology Insurance

 

 

ICT

Medical Indemnity/Malpractice

 

 

MAL

Other

 

 

PIO

 

Note that where business is written as part of a package policy, the “Product type” is to be based on the nature of the cover offered, as set out in the above table.  The fact that cover is sold in conjunction with other types of insurance is not collected.  

10. Original Inception Date

Code the date when a policy providing this cover was first issued to the client in this field as DDMMYYYY.  Where this information is not available, enter a hyphen (“-“).  

11. Date of Commencement/Inception (Term Inception Date)

Code the inception date of the risk in this field as DDMMYYYY.

12. Effective Start Date (for the purpose of tracking effect of endorsements)

Code the start date of any endorsement which changes the risk in this field as DDMMYYYY. Can be equal to or later than field 11. This field can also be blank if the row reported is not an endorsement record.  Where this date is equal to the term expiry date, this signifies a premium adjustment at expiry of the contract. 

Where there are multiple endorsements in one reporting period, each endorsement must be reported.

13. Term Expiry Date

Code the date on which the existing policy expires in this field as DDMMYYYY.

14. Effective End Date (for the purpose of tracking endorsements & cancellations)

Code the date on which any endorsement which changes the risk is due to cease in this field as DDMMYYYY.  

15. Premium (This field is not used)

This field is to contain either a or b reflecting whether you are providing a value for “Gross Annualised Premium” in field 15a or “Earned Premium” in field 15b.

15a. Gross Annualised Premium

In this field insert the Lloyd’s proportion of the gross annualised premium in force based on the rating factors represented by this record (in whole $, no decimal points) converted to A$ using end of processing month rates of exchange.  Exclude all statutory charges (FSL, GST & SD) but include others costs (commissions).  If the policy is for a term other than twelve (12) months, pro-rate the premium to a 12month period.  

Note that this is NOT the gross written premium – it is the rate of premium for a full 12 months cover based on the rating factors that apply to the policy at the effective start date (field 12).  

Also note that the premium for “short term events” cover should not be annualised. “Short Term Events” are defined as those that cover a specific period that is less than one month e.g. a sporting event over a long weekend or an annual festival.

15b. Gross Earned Premium

In this field, insert the Lloyd’s proportion of the earned amount of gross annual premium for the exposure of this policy during the reporting period (in whole $, no decimal points) converted to A$ using end of processing month rates of exchange between the effective start date (field 12) and effective end date (field 14).  Include the same components as for gross annualised premium.  

For endorsements and cancellations, the gross earned premium should still be the earned amount of gross annual premium for the exposure of this policy during the reporting period (in whole $, no decimal points) between the effective start date of the endorsement or cancellation (field 12) and effective end date of the endorsement or cancellation (field 14).

16. Gross Written Premium

In this field insert Lloyd’s proportion of the gross written premium for the exposure of this policy. Exclude all statutory charges (FSL, GST & SD) but include others costs (commissions) converted to A$ using end of processing month rates of exchange.

For endorsements and cancellations, the updated gross written premium should be stated.

This field should be completed for every reporting period.

17. Risk Factor (This field is not used)

Risk factor is a measure of the relative exposure that the policy represents. Where the information for fields 17a to 17f is not available, enter a hyphen (“-”).

17a. Turnover

Most recently declared annual turnover of the risk represented by this risk record (in whole dollars) converted to A$ using end of processing month rates of exchange.  If you collect turnover in bands, show the range of the band in whole dollars e.g. if turnover is up to $5 million, enter “1-5000000”, if between $20 million and $50 million, “20000001-50000000”.  Commas must be excluded from all numbers. This should be the total turnover of the organisation, not the insurer’s share of risk (but see note on policy field item 23 below).  

17b. Total Assets

Most recent prior year business turnover represented by this risk record (in whole dollars) converted to A$ using end of processing month rates of exchange.

17c. Professional Fees

Most recent prior year annual professional fees represented by this risk record (in whole dollars) converted to A$ using end of processing month rates of exchange.  

17d. Total number of staff             

Most recent prior year number of full-time equivalent staff members employed in the insured business or practice, whether or not members of a profession.  

17e. Other

If any of 17a, 17b, 17c or 17d contains a value, then leave this blank. However if none is applicable then this field should contain a value with a brief description of the risk factor provided in field 17f.

17f. Other Description

If 17e contains a value, this field should contain a brief description of the risk factor of the value provided in field 17e.

18. State  

For professional risks, this should be the state (ACT, NSW, NT, QLD, SA, TAS, VIC and WA) where work is done; if multi-state cover is provided, include the state where the majority of work is done. For EPL and D&O, provide the state where the head office is located. This would be expected to be sourced from data for stamp duty split purpose.

Where this information is not available, enter a hyphen (“-“).

19. Postcode    

Postcode of location of principal risk.  If not available, postcode of head office or postal address of policyholder.  

Where this information is not available, enter a hyphen (“-“).

20. Excess/Deductible/Attachment Point      

How much of any claim that an insured must bear before the insurer becomes liable (in whole dollars) converted to A$ using end of processing month rates of exchange.  Where different levels exist for different causes of claim, enter the excess that is most commonly applied for such policies, or where that is not available, the minimum applied.  

21. Limit of Indemnity  

Insert the Lloyd’s proportion of the limit of indemnity in whole dollars disregarding any excess payments by the insured converted to A$ using end of processing month rates of exchange. Where different limits exist for different causes of claim, enter the limit that is most commonly applied for such policies.

22. Nature of Insured Organisation/Occupation

For Public and Products Liability, EPL and D&O risks, use the principal classification of the business from the latest edition of Catalogue Number 1292.0 Australian and New Zealand Standard Industrial Classification (ANZSIC), published by the Australian Bureau of Statistics and available on their web site.  Provide data at the 4digit ANZSIC code level. Any reports or publications will be aggregated to the 2 digit level ANZSIC.

Residential strata owners’ liability is collected under ANZSIC classification 7711- Residential Property Operators, whereas for Commercial Property Operators it is either 7712 or the occupation code that is most closely aligned with the tenancy of the strata.

For Professional Risks, use the codes provided in Attachment B except for code “OMULTI” which is only for use for facility business.

Where this information is not available, enter a hyphen (“-“).

23. Coinsurance Proportion

This is Lloyd’s overall percentage share of the risk to 2 decimal places (e.g. 66.66 for 66.66%).  Where there is a mid-term market change a policy may appear more than once on the file and the gross premium figures may change if the Lloyd’s percentage changes.

Appendix A: Data Validation

The individual policy data submitted by Lloyd’s will be validated by APRA as follows:

Earned premium submitted in information provided by Lloyd’s under Lloyd’s Security Trust Fund Determination No 1, less the premium received for all facilities, is expected to reconcile to within 5% of the total of the earned premium shown in field 15b on the individual policy records submitted by insurers or as calculated by APRA from the gross annualised premium (field 15a). APRA will expect Lloyd’s to explain the source of any greater discrepancy.  

While it is appreciated that more extensive reconciliation could be attempted, this could require significant changes to the existing reporting requirements to APRA or the submission of other information (such as management accounts) from insurers that would not be in standard formats. 

APRA will expect that Lloyd’s needs to demonstrate the reason for a discrepancy between the individual records submitted to the database and its aggregate data reported to APRA in the above forms, the insurer will share such additional reports with APRA as required.  

Appendix B: Example Treatment of Exposure Records

Lloyd’s is to provide an initial record for each policy/risk at the start of each period with additional records each time that policy/risk changes in any way in terms of its exposure.  The following sets out the expected relationship between Gross Annualised Premium and Gross Earned Premium for your information.  

Note:  Start date = Term Inception Date (field 11)

            Date exp from = Effective Start Date (field 12)

            End date = Term Expiry Date (field 13)

            Date exp to = Effective End Date (field 14)

  GAP = Gross Annualised Premium (field 15a), NOT written premium.

             GEP = Earned Premium (field 15b).

 

 

 

 

 

                                                                                                                                     


 

Appendix C: APRA Occupation Codes for Professional Indemnity

CODE

Occupation Description

A

Financial Miscellaneous occupations

AABANK

Bank

AACCNT

Accountancy - Other

AACINS

Accountancy - Insolv & Aquis

AACMAN

Accountancy - Management Service

AACTAX

Accountancy - Taxation

AACTUA

Actuarial

AAUDIT

Accountancy - Audit

ABLDSO

Building Society

ABOOKP

Bookkeeping

ABSCON

IT Business Systems

ABUSBR

Business Brokers

ACHCON

Hardware Engineering/Sec/Sales

ACLHOU

Clearing House

ACMBRK

Commodity & Futures Broking

ACMBRK

Futures Broker/Dealer

ACMCON

Computer Consultants

ACOMAU

Computer Systems Auditor

ACOMPR

Computer Programmer

ACOMSB

Computer Service Bureau

ACRMAN

Credit Management Services

ACRUNI

Credit Union

ACTCON

IT Education & training

ACUSTO

Custodian

ACWCON

Web Design

ADBTCL

Debt Collection & Mercantile Agents

AFINCO

Financial Counsellors

AFNADV

Finance Adviser

AFNBRK

Finance Broking

AFNMGR

Financial Risk Management

AFPCON

Financial Planning Consultancy

AFRANC

Franchisor

AFRIEN

Friendly Society

AFUNDM

Fund Manager

AINCON

Investment Consultancy

AINDEA

Licenced Security Dealer

AINSUR

Insurance Company

AMANIN

Managed Investment Scheme

AMERBA

Merchant Bank

AMORBR

Mortgage Broker

AMORMA

Mortgage Manager

CODE

Occupation Description

AMOROR

Mortgage Originator

APFCON

Financial Planners

ASTBRK

Stock & Share Broking

ASUPAD

Superannuation fund administrator

ASUPTR

Superannuation Trustee

ATAXAG

Taxation Agency

ATSTCO

Trustee & Executor Company

ATSTSU

Trustee Services

B

General Consultants - Miscellaneous occupations

BAGCON

Air Cargo Consultancy

BARCON

Air Pollution Consultancy

BAVCON

Aviation Consultancy

BCMCON

Communication (PR) Consultancy

BCNCON

Corrosion Consultancy

BCONCO

Convention Coordinator

BCRIMI

Criminologist

BECONO

Economist

BENCON

Environment & Pollution Consultancy

BEVMAN

Event Managers & Co-Ordinators

BFOCON

Forestry Services & Consultancy

BFOODC

Food Consultant

BHRCON

Human Resource Consulting

BIRCON

Industrial Relations Consultant

BLTCON

Telecommunication Consultants 

BMANAG

Management Consultancy

BMELON

Meteorological Consultancy

BMGCON

Migration Consultancy

BMHCON

Materials Handling Consultancy

BMNCON

Marine Consultancy

BMOCON

Marketing Consultancy

BMRCON

Market Research Consultancy

BMTCON

Materials Testing Consultancy

BNTCON

Natural Resource Consultancy

BOCCON

Oceanographic Consultancy

BODCON

Odour pollution Consultancy

BPCCON

Pest Control Consultancy

BPNCON

Personnel Consultancy

BPRCON

Public Relations Consultancy

BQUALC

Quality Assurance Consultant

BRSCON

Research Industry & Scientific

BSECON

Security Consultancy

BSOCIO

Sociologist

BSOCON

Solar Energy Consultancy

BTACON

Travel Agency &/or Consultancy

CODE

Occupation Description

BTCCON

Technical Consultancy

BTESTS

Inspection & Testing Services

BTLCON

Telecommunication Consultants

BTOCON

Tourism Consultancy

BTOOPP

Tour Operator

BTPCON

Transportation Consultancy

BTRANS

Translator / Interpreter

BTTCON

Textile Consultancy

BWCCON

Water Conservation Consultancy

BWNCON

Wine Industry Consultancy

BWPCON

Water Pollution Consultancy

C

Medical & Paramedical Miscellaneous occupations

CACUPT

Acupuncturists

CALCON

Allergy and asthma consultant

CALTHE

Alternative health services

CANAGE

Anaesthetics - general

CANAIC

Anaesthetics-intensive care

CAUDIO

Audiologist

CAUDIM

Audiometrist

CCARDI

Cardiology

CCARTH

Cardio-thoracic surgery

CCHIRP

Chiropodists

CCHIRO

Chiropractics

CCLCGN

Clinical genetics

CCLCHA

Clinical haematology

CCLCIM

Clinical immunology

CCLCPH

Clinical pharmacology

CCOLSU

Colorectal surgery

CCOSSU

Cosmetic surgery

CDENTI

Dentistry - oral surgery

CDENTO

Dentistry -other

CDERMI

Dermatology

CRADOL

Diagnostic radiology

CRADOG

Diagnostic radiology - Practitioner

CDIETI

Dietician

CDGALC

Drug and alcohol counselling

CENTHR

Ear, nose and throat (ENT)

CEMERG

Emergency medicine

CENDOC

Endocrinology

CENDOS

Endoscopy

CFAMSU

Facio-Maxillary surgery

CGASTR

Gastroenterology

CGENME

General and internal medicine

CGENPN

General practice - no procedure

CODE

Occupation Description

CGENPY

General Practice - procedural

CGENSU

General Surgery

CGERIA

Geriatrics

CGYNAE

Gynaecology only

CHYGCO

Hygiene consultant

CINFDS

Infectious diseases

CINTCR

Intensive care

CMEDON

Medical oncology

CMIDWI

Midwifery

CNATUR

Naturopaths

CNEONA

Neonatology

CNEURO

Neurology

CNEUSU

Neurosurgery

CNUCLR

Nuclear Medicine

CNURSS

Nursing -general

CNURSE

Nursing—nurse practitioner

CNUTRI

Nutrition

COBSGY

Obstetrics & Gynaecology

COBSTO

Obstetrics only

COCTHE

Occupational medicine

COHSCO

OHS Practitioner

COPTHA

Ophthalmology

COPTOM

Optometrist

CORALM

Oral surgery—medical

CORTSU

Orthopaedic surgery

COSTEO

Osteopathy

COTHER

Other hospital-based medical practitioner

CPAEDM

Paediatric medicine

CPAEDS

Paediatric surgery

CAMBOF

Paramedical and ambulance staff

CPATHO

Pathology

CPCHEM

Pharmacy

CPHYSI

Physiotherapy

CPLAST

Plastic surgery

CPODTS

Podiatry

CPSYCH

Psychiatry

CPSYCO

Psychology

CPHPRM

Public health/preventive medicine

CREHSV

Rehabilitation medicine

CRENAL

Renal medicine

CRESPM

Respiratory medicine

CRHEUM

Rheumatology

CSONOG

Sonographer

CSPEEC

Speech Pathologists

CODE

Occupation Description

CSPTHE

Speech therapist

CSPINE

Spinal surgery

CSPORT

Sports medicine

CTHMAS

Therapeutic Masseur

CRADTH

Therapeutic radiology

CTHORA

Thoracic medicine

CUROLO

Urology

CVASCU

Vascular surgery

D

Legal & Para Legal - Miscellaneous occupations

DBARIS

Barristers

DCONSV

Conveyancing Services

DJPEAC

Justice of the Peace

DLGLCS

Legal Costing Services

DLNDBR

Land Broking

DMARCE

Marriage Celebrant

DPATNT

Patent Attorneys

DPRSER

Process Servers

DPTTMA

Patent & Trade Mark Attorney

DSHARR

Share Registry

DSOLIC

Solicitors

DTITLE

Title Searching

DTMCON

Trademark Development &/or Investment

E

Real Estate Miscellaneous occupations

EANVAL

Valuer - fine art

EAUCTN

Auctioneering

EBDCOR

Body Corporate Management Services

EHOTBR

Hotel & Motel Broking

ELECON

Electrical Contracting

EMTCON

Motel Management Consultancy

EPTCON

Property Consultants

EPTRPT

Property & Inspection Reports

EREACT

Real Estate Agency- Commercial

EREAGT

Real Estate Agency- Domestic

EREAHT

Real Estate Agency- Hotels

EREAIT

Real Estate Agency- Industrial

EREAPM

Property Management Services

EREVAL

Real Estate Agent & Valuations

ESTMGR

Strata Title Management

F

Agricultural, Horticultural miscellaneous occupations

FAGCON

Agricultural Consultancy

FAGRON

Agronomy

FANBRE

Animal Breeders

FAQCON

Aquaculture Consultants

FARTBD

Artificial Breeding Services

CODE

Occupation Description

FBSKAG

Bloodstock Agency

FEXPLS

Export Livestock Veterinary Consultant

FFMADV

Farm Management Advisory Service

FFMCON

Farm & Agricultural Consultant

FHTCON

Horticultural Consultancy

FMOROR

Mortgage Originator

FPPORG

Primary Production Organisation

FSSAGT

Stock & Station Agency

FVALUR

Valuer - real estate

FVETBS

Veterinary Surgeons Bloodstock

FVETEQ

Veterinary Surgeons- Equine

FVETGH

Veterinary Surgeons- Greyhound

FVETLS

Veterinary Surgeon Livestock

FVETSM

Veterinary Surgeons-Small/Pets

FVTLAB

Veterinary Laboratories

FWLBRK

Wool Broking

G

Schools, Colleges - Miscellaneous occupations

GBALSH

Ballet School & Dance Tuition

GCUBAS

Scuba Diving Instruction - COMMERCIAL

GEDCON

Education Consultancy

GKINDA

Kindergartens

GPSCHL

Private School

GSCHOL

Primary Schools

GSCUBA

Scuba Diving Instructor - recreational

GSECOL

Secondary Schools/Colleges

GTEACH

Teacher

GTRCON

Training & Development Consultants

GUNVER

Universities

H

Insurance - miscellaneous occupations

HARGEN

Authorised Representatives (general insurance products)

HARLIF

Authorised Representatives (life insurance products)

HININV

Insurance Investigation

HINSAG

Insurance Agency

HINSBK

Insurance Broking

HINSLA

Insurance Assessors & Loss Adjusters

HINSUR

Insurance Surveyor

HLASAG

Life Assurance Agents

HLOSSA

Loss Assessor

HLSCON

Loss Control & Management Control

HRMCON

Risk Management Consultants

HUWAGT

Underwriting Agent

I

Local Government - Miscellaneous occupations

IADVOR

Govt. Advisory Organization

ILGTAT

Local Government Authority

CODE

Occupation Description

IMUNCL

Municipal / Shire Councils

J

Miscellaneous occupations

JADVAG

Advertising Agency

JANTHE

Anthropologist

JARBIT

Mediation & Arbitration

JARCHE

Archaeology

JBEAUT

Beauty Therapy

JBTBKR

Boat & Yacht Broking

JBTDES

Boat & Yacht Designing

JCARGO

Cargo & Marine Surveying

JCMADV

Community Advice Centres

JCOACH

Sports Coach

JCOASS

Association - Community

JCOURI

Courier Service

JCSFAG

Customs Shipping & Forwarding

JCUSTA

Customs Agency

JDIASS

Association - Disability

JDIVSE

Diving Services

JENASS

Association - Environmental

JFAMWL

Family Welfare Organization

JFUNRL

Funeral Directing

JGPDES

Graphic design

JINVES

Investigators

JMARRC

Marriage, Family, Personal Councillor

JMNENG

Marine Engineers 

JMNSUR

Marine Surveying

JNVARC

Naval Architecture

JPHOTO

Photographer / Cameraman

JPIDES

Product & Industrial Design

JPRASS

Association - Professional

JRELIG

Religious Organisation

JRESER

Research & Development Corp

JSECRE

Secretariat Services

JSHPCH

Ship & Boat Chandelling

JSPASS

Association - Sporting

JTDASS

Association - Trade

JTECHW

Technical Writers

JTELAN

Telephone Answering / telemarketing

JTRAUN

Trade Union

JWEASS

Association - Welfare

JWTCON

Writers Consultant &/or Service

K

Architects Miscellaneous occupations

KACHTS

Architects

KARCDR

Architectural Draughtspersons

CODE

Occupation Description

KINTDE

Interior Designers & Fit out Consultant

KLACHS

Landscape Architecture

KLACTP

Town Planning

KPLUMB

Plumbing Consultants

L

Engineering - miscellaneous occupations

LACENG

Engineer – acoustic

LAEENG

Engineer – aeronautical

LAGENG

Engineer – agricultural

LBCERT

Building Certifiers

LBHENG

Building Hydraulic Design Engineer

LBIENG

Engineer – biomedical

LBINSP

Building Inspectors

LBLCON

Building Consultants

LBLDES

Building Designer

LBLDIN

Building Inspector - Victorian Building Act activities only

LCHENG

Engineer – chemical

LCHSCI

Chemical Scientist

LCIENG

Engineer – civil

LCONMG

Construction Management

LCONTE

Concrete Testing & Investigation

LDSCON

Drainage Sewerage & Water Supplies

LELENG

Engineer – electrical

LELINS

Electrical Inspectors

LENAUD

Environmental Auditor

LENGDT

Engineering Draftspersons

LENVEN

Engineer – environmental

LETENG

Engineer – electronic

LFPENG

Engineer - fire protection / safety

LFSENG

Foundation & Structural Engineer

LGEEON

Engineer - geo-technical - soil testing

LGEOLO

Engineer – geological

LHAENG

Engineer – harbour

LHDENG

Hydro Electric Engineering

LHMENG

Materials Handling, Process Engineer

LHVENG

Heating/Ventilation/Air-Con

LHYENG

Engineer – hydraulic

LMAENG

Engineer – marine

LMCENG

Engineer – Metallurgical

LMEENG

Engineer – Mechanical

LMIENG

Engineer - mining / minerals processing

LNDCST

Non Destructive Testing Consul

LPCCST

Petrochem,Chemical,Natural Gas,Env Con

LPEENG

Power & Energy Engineering

LPREIN

Pre-purchase Inspection Services

CODE

Occupation Description

LPRMGR

Project Managers

LRFENG

Engineer – Refrigeration

LSFENG

Safety Engineering

LSTENG

Engineer – structural

CODE

Occupation Description

LTELEC

Engineer – telecommunications

LTNPNR

Town Planners

LTRENG

Engineer – Traffic

LWASTE

Waste Management Consultants

LWWENG

Engineer - water treatment / sewage

M

Surveying Miscellaneous

MBLSUV

Building Surveyor

MCARTO

Cartographer

MCMSUV

Surveyors - Cargo and/or Marine

MCOSTE

Cost Estimators

MHYSUV

Surveyors – Hydrographic

MLDSUV

Land Surveyors

MQTSUV

Surveyor – quantity

MSUREN

Surveyor – Engineering

MSURMI

Surveyor – Mining

N

Defamation – misc

NFPROD

Film Producer

NJOURN

Journalist

NPUBLI

Publishers

NRADIO

Radio Broadcasters

NTVBRO

Televisions Broadcasters