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Determinations/Other as made
This Determination provides that a corporation which acquires the rights of a credit provider with respect to the repayment of a loan (whether by assignment, subrogation or other means) shall, in relation to that loan, be regarded as the credit provider for the purposes of the Privacy Act 1988.
Administered by: Prime Minister and Cabinet
Registered 31 Aug 2006
Tabling HistoryDate
Tabled HR04-Sep-2006
Tabled Senate04-Sep-2006
Date of repeal 19 Mar 2014
Repealed by Spent and Redundant Instruments Repeal Regulation 2014

Credit Provider Determination No. 2006-4 (Classes of credit providers)

Privacy Act 1988


Under s.11B(1)(b)(v)(B) of the Privacy Act 1988, I, Karen Curtis, Privacy Commissioner, determine that:


1. All corporations belonging to the following classes are to be regarded as credit providers for the purposes of the Privacy Act:

·        a corporation where, in relation to a transaction, it is considering providing or has provided a loan in respect of the provision of goods or services on terms which allow the deferral of payment, in full or in part, for at least 7 days; or

·        a corporation engaged in the hiring, leasing or renting of goods, where, in relation to a transaction, no amount, or an amount less than the value of the goods, is paid as deposit for return of the goods, and the relevant arrangement is one of at least 7 days duration.


2. This Determination affects those businesses which are not already credit providers by virtue of paragraphs (a) or (b)(iii) to (iv) of s. 11B(1) of the Act.


3. This Determination continues the effect of Determination 2003 No.1 which expires on 31 August 2006.


4. This Determination is effective from 1 September 2006 to 31 August 2011 (inclusive).


The background to, and reasons for, making this determination are set out in the explanatory statement lodged for registration, together with this determination, on the Federal Register of Legislative Instruments.



Karen Curtis

Privacy Commissioner


21 August 2006